Analyzing where you spend your money and developing a budget is a scary prospect for most people. First, many people are uncomfortable with numbers and second, most people don’t know or want to admit where and for what they spend money. And if you have a family, it is even easier to forget (or want to forget) all the things that cost you money.Developing a budget does not necessarily mean you won’t be able to spend as you want. If anything, a budget helps you manage your money more effecti...
