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Develop Your Home Budget - Use This Free Spreadsheet to Analyze What You...

Analyzing where you spend your money and developing a budget is a scary prospect for most people. First, many people are uncomfortable with numbers and second, most people don’t know or want to admit...

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Save Money on Utilities By Managing Your Power and Water Usage

Every month, our utility bills come in the mail like clockwork. Some months the balance is high and sometimes we catch a break. Learn here about ways to lower utility bills and save money.Check with...

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How to Build Up an Emergency Fund to Provide Protection for the Unexpected

These days life is full of surprises. One day we are making ends meet with something left over and then a day comes when all of that can change. One day we are gainfully employed, the next we are given...

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The Basic Steps for Building a Budget and Achieving a Balance Between...

A great way to start living a frugal life is to plan for it. And when it comes to finances, the most important plan is a budget. Setting up a budget is possible no matter what you income, how you get...

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Tips for Saving Money on the Everyday Expenses of Running Your Home

Do you ever feel like there’s some sort of conspiracy among corporations to deprive you of as much of your hard-earned money as possible? That’s not too far from the truth. Banks, stores, service...

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Tough Times - Here's Ten Ways to Help You Get Out of Debt

Getting into debt is a very easy thing to do, especially in the current financial environment. But getting out of debt is much more difficult. When you let debt get out of control, it can take many...

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Family Finances and Techniques For Keeping Track of Your Money

When it comes to keeping family finances in order, one of the most common hurdles that we face is overspending. Sometimes someone is obviously blowing money on unnecessary things, but often it’s much...

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Tips to Saving Energy and Money Around Your House and When You Shop

Most of us live on a budget which requires some sacrifices. Here are some top tips for saving money around the house.Ten Electricity Saving Tips:1. Shut living room lights when watching TV, as well as...

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What You Need To Be Really Prepared for A New School Year

HomeESP personal finance article provided by Paul Kandel, Financial Advisor at Morgan Stanley Smith Barney LLC.You’ve shopped for new clothes, bought their school supplies, enrolled them in...

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Tips on How To Stay Out of Financial Trouble by Budgeting for Home...

Most homeowners don’t plan for the costs of something in the home needing to be fixed.  It usually takes an emergency to educate a homeowner on the costs of repair and maintenance.  It is usually a...

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Home Improvement for Less: Discount Home Improvement Centers Have the Goods

A beautiful, well-kept home is something to be proud of.  Home improvement, however, is usually an expensive undertaking.  But if you know where to look, you can always find discount home improvement...

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Nearly two-thirds of U.S. homeowners to renovate homes this year

According to the American Express Spending & Saving Tracker study, the majority of homeowners surveyed will be investing in home improvement projects this year, with one-third of those homeowners...

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Financing options to help fund home remodeling projects

Homeowners often want to conduct home improvement projects. However, funding them can be troublesome if they don't have enough saved up. According to FOXBusiness, though, there are some helpful ways to...

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Home insurance extras may make for home savings

Most mortgage lenders require some type of homeowners insurance before a home loan is granted. However, a typical policy may not cover every possible disaster that can affect a home.Those families that...

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High-end furnishings could offer home savings this fall

Homeowners who want to spruce up their interiors in time for the long months of winter may want to look for shopping deals and steals to help them furnish their home for less. While many stores may be...

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