Develop Your Home Budget - Use This Free Spreadsheet to Analyze What You...
Analyzing where you spend your money and developing a budget is a scary prospect for most people. First, many people are uncomfortable with numbers and second, most people don’t know or want to admit...
View ArticleSave Money on Utilities By Managing Your Power and Water Usage
Every month, our utility bills come in the mail like clockwork. Some months the balance is high and sometimes we catch a break. Learn here about ways to lower utility bills and save money.Check with...
View ArticleHow to Build Up an Emergency Fund to Provide Protection for the Unexpected
These days life is full of surprises. One day we are making ends meet with something left over and then a day comes when all of that can change. One day we are gainfully employed, the next we are given...
View ArticleThe Basic Steps for Building a Budget and Achieving a Balance Between...
A great way to start living a frugal life is to plan for it. And when it comes to finances, the most important plan is a budget. Setting up a budget is possible no matter what you income, how you get...
View ArticleTips for Saving Money on the Everyday Expenses of Running Your Home
Do you ever feel like there’s some sort of conspiracy among corporations to deprive you of as much of your hard-earned money as possible? That’s not too far from the truth. Banks, stores, service...
View ArticleTough Times - Here's Ten Ways to Help You Get Out of Debt
Getting into debt is a very easy thing to do, especially in the current financial environment. But getting out of debt is much more difficult. When you let debt get out of control, it can take many...
View ArticleFamily Finances and Techniques For Keeping Track of Your Money
When it comes to keeping family finances in order, one of the most common hurdles that we face is overspending. Sometimes someone is obviously blowing money on unnecessary things, but often it’s much...
View ArticleTips to Saving Energy and Money Around Your House and When You Shop
Most of us live on a budget which requires some sacrifices. Here are some top tips for saving money around the house.Ten Electricity Saving Tips:1. Shut living room lights when watching TV, as well as...
View ArticleWhat You Need To Be Really Prepared for A New School Year
HomeESP personal finance article provided by Paul Kandel, Financial Advisor at Morgan Stanley Smith Barney LLC.You’ve shopped for new clothes, bought their school supplies, enrolled them in...
View ArticleTips on How To Stay Out of Financial Trouble by Budgeting for Home...
Most homeowners don’t plan for the costs of something in the home needing to be fixed. It usually takes an emergency to educate a homeowner on the costs of repair and maintenance. It is usually a...
View ArticleHome Improvement for Less: Discount Home Improvement Centers Have the Goods
A beautiful, well-kept home is something to be proud of. Home improvement, however, is usually an expensive undertaking. But if you know where to look, you can always find discount home improvement...
View ArticleNearly two-thirds of U.S. homeowners to renovate homes this year
According to the American Express Spending & Saving Tracker study, the majority of homeowners surveyed will be investing in home improvement projects this year, with one-third of those homeowners...
View ArticleFinancing options to help fund home remodeling projects
Homeowners often want to conduct home improvement projects. However, funding them can be troublesome if they don't have enough saved up. According to FOXBusiness, though, there are some helpful ways to...
View ArticleHome insurance extras may make for home savings
Most mortgage lenders require some type of homeowners insurance before a home loan is granted. However, a typical policy may not cover every possible disaster that can affect a home.Those families that...
View ArticleHigh-end furnishings could offer home savings this fall
Homeowners who want to spruce up their interiors in time for the long months of winter may want to look for shopping deals and steals to help them furnish their home for less. While many stores may be...
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